Health Insurance (OSHC & OVHC)
Health insurance is essential for international students and temporary visitors in Australia. Overseas Student Health Cover (OSHC) and Overseas Visitor Health Cover (OVHC) ensure access to affordable medical care, protecting you against unexpected healthcare costs during your stay.
Student Admission
Visa Application
Professional Year Course
PTE Preparation
Student Accommodation
Skills Assessment
Individual Tax Return
Types of Health Insurance in Australia
Overseas Student Health Cover (OSHC)
Mandatory for all international students in Australia. OSHC helps cover the cost of medical and hospital care, ambulance services, and limited prescription medicines while you study in Australia. You must maintain valid OSHC for the entire duration of your student visa (Subclass 500).
Overseas Visitor Health Cover (OVHC)
Required for certain temporary visa holders in Australia, such as subclass 482 (TSS) and 485 visa holders. OVHC provides access to essential medical services, including GP visits, hospital treatment, and emergency ambulance care during your stay.
Private Health Insurance
Optional but recommended for both international students and temporary residents in Australia. Private health insurance can provide extra benefits not fully covered by OSHC or OVHC, such as dental, optical, physiotherapy, and access to private hospitals.
Why You Need OSHC or OVHC
Access to Australia's high-quality healthcare system.
Coverage for medical emergencies and hospitalization.
Financial protection against unexpected medical bills.
Compliance with visa requirements (OSHC for students).
Peace of mind during your stay in Australia.
Approved Insurance Providers
Bupa Australia
Medibank Private
Allianz Care Australia
nib OSHC
ahm OSHC
Tips for Choosing the Right Cover
Compare coverage options and premiums across providers.
Check if your chosen provider offers 24/7 emergency support.
Make sure your policy covers your entire visa duration.
Understand exclusions and waiting periods before purchasing.
Look for extra benefits like dental or optical if needed.
Need Help Choosing the Right Health Cover?
Our experts can guide you through OSHC and OVHC options, helping you choose the right policy based on your visa type and personal needs. Get in touch for personalized assistance.
